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Mortgage Specialists

Established in 2012, Active Finance UK was created with a desire to freshen up the delivery of mortgage and protection advice. We are based in Hampshire but our comprehensive service stretches to every area of the UK, which means that no matter where you live you can receive the best in financial advice.​

With a thorough knowledge of the mortgage market and a commitment to quality and the customer, Active Finance UK is proud to uphold the FCA’s principle of ‘Treating Customers Fairly’ and we will put you first in every consideration we make – without fail.


Male mortgage affordability has been 72% of the average house price, 15% higher than women at 57% over the last ten years, illustrating the pay gap between the sexes in the UK.

The latest research from online estate agent looked at the pay gap between men and women and how that affected the size of mortgage they could borrow as a percentage of the average house price over the decade.

The gap between male and female affordability peaked at 17% in 2009 with the male salary rising to a 79% share of a mortgage on the average house price, to just 62% for women, with the higher threshold of affordability largely due to the market crash.

“Lenders are interested in the numbers of income, outgoings and the individuals risk profile in reaching a decision on affordability. As the pay gap in society decreases then it should hopefully level the playing field for homebuyers of all genders,” he added

Our Services

New Mortgages

Active Finance UK offers bespoke mortgage solutions for all types of clients. We offer unbiased advice and specialise in helping mortgage customers...

Re Mortgages

Active Finance UK are helping customers remortgage where their current lender no longer meets their needs. Remortgaging...

Buy To Let

With so many changes in the way Buy To Let mortgages are now being assessed, finding a new mortgage for an investment property can be tough...

Life Cover

At Active Finance we focus on protecting you and your family as opposed to directly satisfying the needs of the lender. When the unthinkable happens...

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